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Average Credit Counselor Salary in the United States

According to the U.S. Bureau of Labor Statistics

How much does a credit counselor make in the United States?

The average salary for a credit counselor in the United States is $53,440, but the range typically falls between $41,980 and $59,990. This corresponds to an average hourly wage of $25.69, with a range between $20.18 and $28.84.

There are approximately 27,950 people employed as a credit counselor in the United States. With Texas, California, Florida employing the highest number of credit counselors.The state with the best pay for a credit counselor is California, with an average annual salary of $66,050, while Arkansas has the lowest average annual salary of $41,260.

Annual SalaryHourly Wage
10th Percentile$37,460$18.01
25th Percentile$41,980$20.18
Median$48,570$23.35
75th Percentile$59,990$28.84
90th Percentile$75,030$36.07

Average credit counselor salary by location

The salary of a credit counselor can vary depending on the state. Below is a map of the United States showing the average annual salary for a credit counselor in each state. The darker the color, the higher the salary. The best states for credit counselors are California, Rhode Island, Massachusetts, New Jersey, New York while the worst states are Arkansas, Mississippi, Alabama, West Virginia, Montana.

Lower salary
Higher salary
StateLow-endAverageHigh-end
Alabama$26,990$39,480$49,010
Arizona$35,950$46,930$64,360
Arkansas$30,340$41,260$63,050
California$45,370$66,050$88,590
Colorado$36,400$53,950$75,030
Connecticut$37,950$49,150$74,260
Delaware$43,090$58,130$82,270
District of Columbia$50,390$70,200$101,120
Florida$40,180$49,790$57,600
Georgia$38,850$57,590$59,990
Idaho$40,620$61,370$82,260
Illinois$37,590$49,900$64,940
Indiana$37,020$50,120$64,360
Iowa$36,590$45,600$55,110
Kentucky$25,050$46,010$63,930
Louisiana$37,230$45,380$62,860
Maine$39,990$48,870$59,050
Maryland$46,230$66,630$85,530
Massachusetts$43,680$65,620$94,760
Michigan$39,150$52,410$63,890
Minnesota$46,620$58,230$72,600
Mississippi$30,330$42,040$63,140
Missouri$31,330$63,560$105,100
Montana$37,930$45,150$53,880
Nebraska$38,320$61,390$105,640
Nevada$36,640$51,930$63,550
New Hampshire$39,660$51,710$70,520
New Jersey$47,170$65,150$81,200
New Mexico$39,360$48,050$60,320
New York$45,830$65,020$97,640
North Carolina$37,460$54,080$79,910
North Dakota$43,230$50,210$58,960
Ohio$38,310$50,900$63,720
Oklahoma$35,690$51,020$71,010
Oregon$44,510$58,370$78,110
Pennsylvania$37,530$52,060$73,240
Rhode Island$46,430$63,470$83,420
South Carolina$37,460$47,900$57,160
South Dakota$33,680$57,940$106,470
Tennessee$36,250$49,380$67,410
Texas$34,950$45,420$58,940
Utah$38,460$52,420$65,350
Virginia$37,720$53,860$76,570
Washington$47,570$60,460$74,630
West Virginia$35,060$42,440$49,950
Wisconsin$40,110$52,210$62,710

Even between cities, the salary of a credit counselor can vary. For example, the areas with the highest average salary for credit counselors is South Nebraska nonmetropolitan area, NE with an average salary of $87,850.The city with the lowest average salary for credit counselors is Southeast Mississippi nonmetropolitan area, MS with an average salary of $36,810.

Areas with highest average salaries for credit counselors

  1. South Nebraska nonmetropolitan area, NE - $87,850
  2. San Jose-Sunnyvale-Santa Clara area, CA - $76,020
  3. San Francisco-Oakland-Hayward area, CA - $72,840
  4. Kansas City, MO - $69,130
  5. New York-Newark-Jersey City area, NY - $69,120

Areas with lowest average salaries for credit counselors

  1. Southeast Mississippi nonmetropolitan area, MS - $36,810
  2. Fort Smith, AR - $37,840
  3. McAllen-Edinburg-Mission area, TX - $38,950
  4. El Paso, TX - $39,750
  5. South Central Kentucky nonmetropolitan area, KY - $39,830

Employment trends for credit counselors in the United States

The number of credit counselors in the United States has been decreasing over the years. Since 2020, the number of credit counselors has decreased by -2,820. On average, the number of credit counselors has been increasing by -2.3% each year. The salary of credit counselors has been increasing. Since 2020, the salary of credit counselors has increased by $3,500. On average, the salary of credit counselors has been increasing by 1.8% each year.

Change in salary

Change in employment

How credit counselors salaries compare to other business and financial operations occupations

Credit Counselors are part of the business and financial operations occupations group. Below is a comparison of the average annual salary for credit counselors compared to other jobs in the same occupation group. View all business and financial operations occupations jobs here.

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